Aviva Policy Holder sentenced

for fraudulent claim

An Aviva Policy Holder, a Company Director from Kent has been sentenced to 18 months in Prison, suspended for 18 months and ordered to pay £33,410 in compensation together with Court costs of £6,590 having being found guilty of one count of fraud by false representation and one count of making or supplying article for use in fraud when he submitted false documentation to support a claim arising from storm damage to display screens which his Company provided to a Sports Club and which screens had been damaged beyond repair.

The claim by the Policy Holder was genuine but was grossly inflated in an attempt to mask the fact that there was a limit of Indemnity in relation to the claim.

Edward Camborne De Lucey submitted a claim on behalf of his Company but was found to have inflated the claim by a sum in excess of £200,000.

Investigations by Aviva and by City of London Police Insurance Fraud Enforcement Department (IFED) revealed that Mr. De Lucey had submitted false and tampered documentation in an attempt to obtain a sum in excess of the amount to which the Company was entitled. Mr. De Lucey submitted documentation suggesting that the Form of Acceptance had come from Aviva’s Loss Adjusters but in fact the form contained a claim reference number relating to a previous claim by Mr. De Lucey’s firm and did not in fact at all relate to the storm damage claim. The reference number on the Acceptance form submitted by Mr. De Lucey was in fact the reference number for the previous theft claim and not the storm damage claim. This was an attempt to have a payment put through for an amount of £405,142 when the limit of Indemnity was £200,000 and to suggest that Aviva’s Loss Adjusters had agreed to settle the amount for the higher sum which was not the case.

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This document is for information purposes only and does not purport to represent legal advice.  
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